39 S POLK DRIVE, SARASOTA, FL, 34236
Active2566 days on marketMLS #A4438333
About this home
39 S POLK DRIVE
Booked July 18-25th, August 3rd-6th, Aug. 31st-Nov. 14th, Nov 25th-Dec. 12th, Dec. 26th 2026-Jan 3rd, Feb. 12th-April 10th, June 19th-July 3rd, July 24th-31st, Aug. 28th-Nov 20th, Dec. 25th 2027-Jan 2nd 2028. Welcome to your private slice of paradise on Lido Key. Perfectly positioned on a wide canal with direct access to Sarasota Bay and the Gulf, this beautifully renovated coastal retreat combines luxury, comfort, and an unbeatable location just a short walk from St. Armands Circle and Lido Beach. The heart of the home is the stunning chef's kitchen, featuring quartz countertops, custom cabinetry, stainless steel appliances, a gas cooktop, and a spacious island with seating—perfect for gathering with family and friends. The open-concept layout flows effortlessly from the kitchen to the living and dining areas, creating an inviting space for entertaining. Step outside to your private resort-style backyard oasis. Lounge beside the heated pool and spa, enjoy meals at the outdoor dining table, grill your fresh catch on the BBQ, or relax in the covered outdoor living room complete with comfortable seating and a TV. Surrounded by lush tropical landscaping, the backyard offers exceptional privacy and a true Florida resort experience. The private dock sits on a wide canal and is ideal for fishing, paddleboarding, kayaking, or docking a rental boat. After a day on the water or at nearby Lido Beach, stroll to St. Armands Circle for world-class dining, shopping, and entertainment before returning home to unwind beneath the stars. The home includes Smart TVs, board games, bicycles, beach chairs, umbrellas, toys, a cooler, and a beach wagon to make your walk to the beach effortless. Families traveling with little ones will appreciate the included pack-and-play and high chair. This property can be rented as a 4-bedroom, 4-bath retreat sleeping up to 8 guests, including the private guest house with its own full kitchen, living room, and washer/dryer. The main house has 3 bedrooms and 3 baths. When rented with guest house (an extra charge), it becomes a 4 bedroom and 4 bath rental. The $29,430 is for base rent only. There are taxes, an insurance fee, cleaning fees, and pool heating fee. City of Sarasota Certificate VR22-00088
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,572
Sqft
0.28 ac
Lot size
2
Garage
1951
Year built
One
Levels
$11
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,281 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,281/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sarasota actives
$11 vs $344
Days on market
2566 vs 61 typical
Where $11/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lido Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Lido Key — neighborhood snapshot
Population
1,257
Median age
68
Median income
$250,001
Median home value
$1,127,100
Avg household
2
Households w/ children
18%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
161 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% below the SARASOTA 34236 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 39 S POLK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$3,650,000
369 S POLK DRIVE · same community
4 bd · 4 ba · 2,179 sqft · $1,675/sqft · 13 DOM
Sold · Aug ’25$3,700,000
259 S POLK DRIVE · same community
4 bd · 4.5 ba · 4,124 sqft · $897/sqft · 5 DOM
Sold · Oct ’25$5,150,000
455 CLEVELAND DRIVE · same community
6 bd · 7 ba · 4,702 sqft · $1,095/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 39 S POLK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39 S POLK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
39 S POLK DRIVE FAQs
What would the monthly payment be for 39 S POLK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,281/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 39 S POLK DRIVE?+
The most recent tax bill on record (2021) was $23,216. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39 S POLK DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $29,430, this home is listed about 95% below the Sarasota median of $569,000. The market section on this page shows how the area is trending.
Which schools are assigned to 39 S POLK DRIVE?+
Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SARASOTA 34236 market on paper
$29,430 is 96% below the SARASOTA 34236 median of $815,000, and at $11/sqft it sits under the Sarasota average of $496.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
2566 days on market against a Sarasota median of 61 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PRECISE REALTY CORP · Jennifer Le Blanc. MLS #A4438333.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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