5224 58TH TERRACE E, BRADENTON, FL, 34203
Active0 days on marketListed Jul 23, 2026MLS #A4699997
About this home
5224 58TH TERRACE E
Virtually Staged. LOW HOA and NO CDD!! NOT IN A FLOOD ZONE!!! CLOSE TO EVERYTHING! Updated 5-BEDROOM, 2.5-BATH WATERFRONT HOME with a HUGE PRIMARY SUITE! This spacious 2-story home offers 2,700+ SQ FT of living space, a 2-CAR GARAGE, beautiful LAKE VIEWS, and a FULLY FENCED BACKYARD. Recent updates include a NEWER ROOF (2021), AC (2021), HOT WATER HEATER (2021), fresh interior and exterior paint, an UPDATED KITCHEN with stainless steel appliances, refreshed bathrooms, updated lighting, interior doors, and fixtures throughout. The open floor plan offers multiple living spaces and is ideal for families, entertaining, or working from home. Enjoy the community playground and the opportunity to add your own personal style while benefiting from major system updates already completed. Conveniently located near I-75, Lakewood Ranch, University Town Center (UTC), top-rated schools, SRQ Airport, shopping, dining, and Florida's beautiful Gulf beaches. This spacious waterfront home offers incredible value in an established community. SOLD AS-IS. SCHEDULE YOUR PRIVATE SHOWING TODAY!
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,761
Sqft
0.15 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,911 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,911/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.3%
$/sqft vs Bradenton actives
$176 vs $238
Days on market
0 vs 53 typical
Where $176/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silverlake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Silverlake — neighborhood snapshot
Population
1,085
Median age
45
Median income
$81,654
Median home value
$334,700
Avg household
2
Households w/ children
98%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
184 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 102% above the BRADENTON 34203 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 5224 58TH TERRACE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$430,000
5015 58TH TERRACE E · same community
4 bd · 2.5 ba · 2,627 sqft · $164/sqft · 76 DOM
Sold · Oct ’25$536,000
5011 60TH DRIVE E · same community
4 bd · 2.5 ba · 2,288 sqft · $234/sqft · 11 DOM
Sold · Aug ’25$454,110
1711 RUBY LANE · same community
3 bd · 3 ba · 2,230 sqft · $204/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 5224 58TH TERRACE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5224 58TH TERRACE E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
5224 58TH TERRACE E FAQs
What would the monthly payment be for 5224 58TH TERRACE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,911/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5224 58TH TERRACE E?+
The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5224 58TH TERRACE E?+
The most recent tax bill on record (2025) was $7,057. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5224 58TH TERRACE E?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $485,000, this home is listed about 23% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 5224 58TH TERRACE E?+
Tara Elementary School (elementary), Braden River High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$485,000 runs 102% above the BRADENTON 34203 median — but at 2,761 sqft it's also 74% larger than the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Bradenton market that averages 53 — if it fits, move quickly.
04Strong assigned schools
Tara Elementary School, Braden River High School, Braden River Middle School — Tara Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HOUSEMAX REALTY LLC · Arlene Buckmaster. MLS #A4699997.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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