13223 PALERMO DRIVE, BRADENTON, FL, 34211
Active0 days on marketListed Aug 18, 2026MLS #A4702721
Come see it
Upcoming open house
Sun, Aug 23
1:00 PM – 3:00 PM
About this home
13223 PALERMO DRIVE
Welcome to 13223 Palermo Drive, where effortless Florida living meets the resort lifestyle of Esplanade Golf & Country Club at Lakewood Ranch. 3 Bedrooms/3 Full Baths, Den and Gorgeous Backyard! A sanctuary inside and out, this home welcomes you with a light filled open concept of the most popular Lazio model, featuring engineered hardwood floors, designer light fixtures, tray ceilings and opulent crown molding throughout. The chef's kitchen boasts Monogram appliances, double ovens, wine fridge, pantry, touchless faucet, granite counters with a huge island for entertaining. The open living and dining areas are great to accommodate all your guests inside or you can open all the sliders to the screened extra large lanai. This 25 x 36 peaceful area is gorgeously landscaped and you can enjoy the serene waterfall of the koi pond and lush greenery, truly feels like you stepped into a boutique hotel. Pond has been maintained monthly by a professional company for a small fee. There is plenty of space for seating and access to the granite wet bar and full outdoor kitchen with stainless cabinets, grill, sink and refrigerator. The owner's suite is equipped with a large closet with custom built-ins, an expanded size shower with seat and double sinks over a granite marble counter. Two other full baths with granite counters and fine finishes are adjacent to the two other nicely sized bedrooms, one with a built-in Murphy bed. Additionally there is also a large bonus room/den behind french doors offering great flexibility for additional guests or a customized office. A full laundry room with plenty of cabinets and counter space is right off the 2 car garage. One of the advantages of this NON-GOLF Deeded residence is flexibility, enjoy access to golf through Esplanade’s “Pay to Play” option, subject to minimal restrictions and tee-time fees, while avoiding the higher fees associated with golf-deeded homes. Golf when you want it, without the added expense of a full golf membership. At the end of the street you have tennis courts, pickleball, waterfront park and large pool; with 2 additional pools, fitness center, golf club, spa, nail salon, dog parks, Bahama Bar and restaurants just a short walk away in the community. Perfect opportunity to enjoy maintenance free living and all of the rich amenities that a Country Club offers. Just minutes to the renowned Waterside district with the #1 Farmers Market in all of FL, Sarasota's wealth of cultural highlights and Michelin Star restaurants, or a lazy day at the nearby beaches of Anna Maria or Siesta Key, there is something here for everyone!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,307
Sqft
0.18 ac
Lot size
2
Garage
2015
Year built
One
Levels
$316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,936 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,936/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.7%
Days on market
0 vs 56 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Esplanade
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Esplanade — neighborhood snapshot
Population
2,420
Median age
56
Median income
$84,396
Median home value
$671,600
Avg household
3
Households w/ children
166
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 13223 PALERMO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13223 PALERMO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
13223 PALERMO DRIVE FAQs
What would the monthly payment be for 13223 PALERMO DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,936/mo — principal and interest, the actual property-tax bill, the $650/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13223 PALERMO DRIVE?+
The association fee works out to $650 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13223 PALERMO DRIVE?+
The most recent tax bill on record (2025) was $10,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13223 PALERMO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $729,900, this home is listed about 87% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13223 PALERMO DRIVE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$729,900 runs 78% above the BRADENTON 34211 median — but at 2,307 sqft it's also 47% larger than the typical Bradenton listing.
02Know the monthly fee
The association fee is $650/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Listed today in a Bradenton market that averages 56 — if it fits, move quickly.
04Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of KW COASTAL LIVING III · Melissa Killion. MLS #A4702721.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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