30048 OAK ROAD, PUNTA GORDA, FL, 33982
Active0 days on marketListed Aug 2, 2026MLS #C7529112
About this home
30048 OAK ROAD
DOUBLE LOT WITH DETACHED GARAGE! Situated on a spacious double lot, this well-maintained home, built in 1996, features 2 bedrooms and 3 full bathrooms, offering a true dual primary suite design. Each bedroom includes its own private en-suite bathroom and walk-in closet, making it ideal for guests. The split-bedroom floor plan features a bright, open great room with soaring cathedral ceilings and large porcelain tile throughout the home. Enjoy Florida living from the screened front entry or relax on the expansive screened lanai complete with an above-ground spa. The backyard is highlighted by a magnificent mature oak tree that provides abundant shade and would be perfect for a tire swing. The additional lot offers exceptional flexibility and includes a 576-square-foot detached garage, added in 2015, with full electrical service and plumbing already roughed in for a future bathroom—perfect for a workshop, hobby space, or additional storage. According to Charlotte County permitting records, recent improvements include: New electrical panel (2022) Overlay roof on detached garage (2021) Main house roof (2018) 3-ton, 14-SEER A/C system (2018) Water heater (2018) Ridge Harbor offers an optional HOA membership for just $25 per year, with an additional $10 annual fee for a marina boat ramp key, providing convenient access for boating enthusiasts. Conveniently located approximately 10 minutes from I-75 and historic downtown Punta Gorda, you'll enjoy easy access to shopping, dining, waterfront parks, entertainment, and all that Southwest Florida has to offer.
Facts & features
The home at a glance
2
Bedrooms
3
Bathrooms
1,544
Sqft
0.46 ac
Lot size
3
Garage
1996
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,486 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,486/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 154% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 30048 OAK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 30048 OAK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
30048 OAK ROAD FAQs
What would the monthly payment be for 30048 OAK ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,486/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 30048 OAK ROAD?+
The most recent tax bill on record (2025) was $2,850. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 30048 OAK ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $329,900, this home is listed about 4% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 30048 OAK ROAD?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX PALM REALTY · Leann Croke. MLS #C7529112.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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