127 JAY AVENUE, GEORGETOWN, FL, 32139
Active103 days on marketListed Apr 12, 2026MLS #FC317672
About this home
127 JAY AVENUE
Located in the peaceful community of Paradise Lakes, 127 Jay Avenue in Georgetown, Florida, offers a prime opportunity for those seeking a slice of the Florida lifestyle. This approximately 0.23-acre (10,105 sq. ft.) lot is situated on a quiet, dirt-surface road and is surrounded by lush, mature trees, providing a high degree of privacy and a "nature lover's paradise" feel. $60/yr fee includes the use of the private boat ramp, BBQ areas, and a playground, allowing you to easily launch your boat and spend the day on the lake without the hassle of public ramps
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$252 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$252/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Georgetown
Get to know Georgetown. See the full Georgetown guide →
GEORGETOWN 32139 — neighborhood snapshot
Population
897
Median age
60.5
Median income
$56,806
Median home value
$129,400
Avg household
2.69
Households w/ children
58%
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Georgetown market
$187K → $265K
Georgetown median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Georgetown, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 127 JAY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$165,000
21146 FOUNTAIN VIEW LANE UNIT 4302 · same community
1 bd · 1 ba · 835 sqft · $198/sqft · 73 DOM
Sold · May ’26$200,000
21107 FOUNTAIN VIEW LANE UNIT 5301 · same community
2 bd · 2 ba · 1,135 sqft · $176/sqft · 85 DOM
Sold · Aug ’25$240,000
21103 PATIO VIEW COURT UNIT 3105 · same community
2 bd · 2 ba · 1,135 sqft · $211/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 127 JAY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 127 JAY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
127 JAY AVENUE FAQs
What would the monthly payment be for 127 JAY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $252/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 127 JAY AVENUE?+
The most recent tax bill on record (2025) was $36. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Georgetown?+
At $14,000, this home is listed about 97% below the Georgetown median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 127 JAY AVENUE?+
Middleton-Burney Elementary School (elementary), Crescent City Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WORTH CLARK REALTY · Jinnelie Kerouac. MLS #FC317672.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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