79 CLUB HOUSE DRIVE, PALM COAST, FL, 32137
Active65 days on marketListed Jun 10, 2026MLS #FC319145
About this home
79 CLUB HOUSE DRIVE
Welcome to 79 Club House Drive — a charming 3-bedroom, 2-bath single-family villa nestled along the fairways of the Palm Harbor Golf Course in one of Palm Coast's most lovely neighborhoods. Whether you're seeking a primary residence, a sun-soaked retirement retreat, a weekend getaway, or an investment property, this home checks every box. Step outside to your large covered patio and take in the serene golf course views — the perfect backdrop for morning coffee or an afternoon happy hour. The home features a brand new roof. The two-car garage with dedicated workspace is a rare bonus — ideal for hobbyists, tinkerers, or anyone who needs a little extra room to spread out. Updated kitchen and flooring throughout home. The location is simply unbeatable. Stroll to the Palm Harbor Marina and the vibrant shops and restaurants of European Village. The beach is less than 10 minutes away. Located east of I-95, this home offers that coveted Florida coastal lifestyle with easy access to everything — all surrounded by swaying palm trees, tranquil waterways, and lush green fairways. Affordable. Move-in ready. Golf course living at its finest. Don't miss your opportunity to own a piece of paradise on Club House Drive.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,265
Sqft
0.18 ac
Lot size
2
Garage
1983
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,306 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,306/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
$/sqft vs Palm Coast actives
$228 vs $223
Days on market
65 vs 49 typical
Where $228/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
206 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 79 CLUB HOUSE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$245,000
88 LAKE FOREST PLACE
2 bd · 2 ba · 1,269 sqft · $193/sqft · 305 DOM
Sold · Apr ’26$175,000
26 FARMBROOK LANE
2 bd · 2 ba · 1,270 sqft · $138/sqft · 33 DOM
Sold · Oct ’25$250,000
41 FAWN LANE
2 bd · 2 ba · 1,238 sqft · $202/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 79 CLUB HOUSE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 79 CLUB HOUSE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
79 CLUB HOUSE DRIVE FAQs
What would the monthly payment be for 79 CLUB HOUSE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,306/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 79 CLUB HOUSE DRIVE?+
The most recent tax bill on record (2025) was $3,799. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 79 CLUB HOUSE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $289,000, this home is listed about 28% below the Palm Coast median of $399,450. The market section on this page shows how the area is trending.
Which schools are assigned to 79 CLUB HOUSE DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$289,000 is 24% below the PALM COAST 32137 median of $379,900, and at $228/sqft it sits under the Palm Coast average of $257.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HAMMOCK REAL ESTATE GROUP · Victoria Ferguson. MLS #FC319145.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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