Janet Bowlin
$550,0004 bd3 ba2,722 sqft$202 /sqft$3,990 /mo all-in ↓

33746 SPRING DRIVE, LEESBURG, FL, 34788

Active0 days on marketListed Aug 5, 2026MLS #G5115972

WaterfrontSingle Family ResidenceSILVER LAKE SPGS

About this home

33746 SPRING DRIVE

LOW ELECTRIC BILLS…STUNNING WATERFRONT LIVING! Don’t miss this incredible opportunity to own an immaculate home where beauty meets energy efficiency. Enjoy the benefits of solar power with a low monthly solar payment that gives you an average electric bill of only $15 per month—a savings you’ll appreciate year-round! Exceptional curb appeal welcomes you with mature landscaping and majestic live oak trees, while peaceful waterfront views of Spring Lake create your own private retreat where you can fish right from your backyard. Plus, you’ll enjoy private, deeded access to Silver Lake Drive! Inside, timeless elegance begins in the foyer and flows into the formal living and dining rooms. The spacious family room features a cozy wood-burning fireplace and sliding pocket glass doors that seamlessly open to the screened lanai, bringing the outdoors in. The impressive kitchen with brick accents is the heart of the home, showcasing custom granite countertops, a striking center island, newer stainless-steel appliances, a walk-in pantry, and a sunny breakfast nook. Escape to the expansive primary suite with a custom walk-in closet and luxurious ensuite spa bath. Guests will appreciate their own private ensuite bedroom with a charming window seat for relaxing while bedrooms three and four share a convenient Jack-and-Jill bath. The screened lanai with easy-care river rock flooring offers breathtaking views of the water, lush landscaping, and abundant nature—perfect for morning coffee or evening sunsets. The oversized laundry room is packed with storage, includes a refrigerator, and even features a hidden safe for your valuables. Built for comfort and efficiency, this exceptional home includes extra insulation and three separate A/C units for year-round climate control. Homes offering this combination of elegance, waterfront beauty, and incredibly low utility costs are rare. Schedule your private showing today and discover the lifestyle you’ve been dreaming of!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,722

Sqft

0.77 ac

Lot size

2

Garage

1986

Year built

One

Levels

$202

Per sqft

WaterfrontFireplaceNegotiablePets allowed

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Vaulted Ceiling(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ParkingDriveway · Garage Faces Side · Parking Pad
ExteriorSliding Doors

Community & fees

HOA fee$8/mo
Taxes (2025)$4,095/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,990 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$341
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$3,990/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$341
HOA / condo fee$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$459KedgeAI estimate $593,177 · range $478K$679K$707K

vs edgeAI estimate

−7.3%

Days on market

0 vs 57 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Leesburg

Map of 33746 SPRING DRIVE

Drive times from this address

Downtown Orlando59 min
Universal Orlando62 min
Walt Disney World69 min
Orlando Int’l Airport (MCO)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Leesburg. See the full Leesburg guide →

LEESBURG 34788 — neighborhood snapshot

Population

21,867

Median age

56.4

Median income

$57,477

Median home value

$168,900

Avg household

2.33

Households w/ children

1,648

For the school run

Lake County School District

ElementaryTreadway Elementary School★★★★★
HighLeesburg High School★★★★
MiddleOak Park Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Leesburg market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$269K$290K

Leesburg median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 88% above the LEESBURG 34788 median. See the full Leesburg market guide →

Paper trail

This home's history

Aug 5, 2026Listed at $550,000 · 0 days on market since
1986Built · SILVER LAKE SPGS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Janet Bowlin

Your agent

Janet Bowlin

Realtor® · CENTURY 21 Edge

Tours, negotiation, and every question about 33746 SPRING DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 33746 SPRING DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Janet's phone and CRM.

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Goes straight to Janet’s phone and CRM.

Straight answers

33746 SPRING DRIVE FAQs

What would the monthly payment be for 33746 SPRING DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,990/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 33746 SPRING DRIVE?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 33746 SPRING DRIVE?+

The most recent tax bill on record (2025) was $4,095. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 33746 SPRING DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Leesburg?+

At $550,000, this home is listed about 83% above the Leesburg median of $299,800. The market section on this page shows how the area is trending.

Which schools are assigned to 33746 SPRING DRIVE?+

Treadway Elementary School (elementary), Leesburg High School (high), Oak Park Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$550,000 runs 88% above the LEESBURG 34788 median — but at 2,722 sqft it's also 64% larger than the typical Leesburg listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Listed today in a Leesburg market that averages 57 — if it fits, move quickly.

Listing courtesy of MORRIS REALTY AND INVESTMENTS · Theresa Morris. MLS #G5115972.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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