
4190 COUNTY ROAD 121D, WILDWOOD, FL, 34785
Active0 days on marketListed Aug 13, 2026MLS #G5116287
About this home
4190 COUNTY ROAD 121D
NEW ROOF 2026!!!! — Set on a full acre of beautifully maintained grounds, this refined Gardenia residence offers an elegant blend of comfort, craftsmanship, and exceptional outdoor amenities. From the manicured front gardens and extended driveway to the inviting paver patio, the approach sets a tone of the home for quiet sophistication. Inside, soaring high ceilings immediately elevate the ambiance, creating a sense of openness and refined comfort throughout the formal living and dining areas. Every detail feels intentional—from the solid wood cabinetry and ceramic tile flooring to the inviting breakfast nook that captures soft morning light. The home’s three generously sized bedrooms give guests peaceful retreats, with the primary suite providing direct lanai access, a step-in shower, and an elegant makeup vanity in this modern bathroom. Stacked sliders open to a large, screened lanai overlooking the fully fenced backyard—an ideal setting for morning coffee, evening gatherings, or simply enjoying the privacy of your one-acre estate. The crown jewel of this property is the extraordinary 40×30 detached, insulated, air-conditioned three-bay garage. Purpose-built for enthusiasts, collectors, and craftsmen, this structure features soaring ceilings, wood workbenches, storage shelving, and is fully lift-ready for automotive projects. Whether used as a luxury workshop, studio, or climate-controlled storage for prized vehicles, it elevates the property into a rare offering. A 50-amp RV hookup adds even more versatility for travel or guest accommodations. Additional upgrades include NEW ROOF (2026), refreshed carpet (2024), AC (2020), drain field (2023), and a new water filtration system (2024) Hot water heater (2006). This home delivers a refined living experience with a standout amenity seldom found in residential properties—an exceptional detached garage designed for those who value space, capability, and craftsmanship.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,955
Sqft
1.29 ac
Lot size
8
Garage
2006
Year built
One
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,733 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,733/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42.1%
Days on market
0 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wildwood
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wildwood. See the full Wildwood guide →
WILDWOOD 34785 — neighborhood snapshot
Population
17,895
Median age
44.1
Median income
$48,004
Median home value
$210,500
Avg household
2.11
Households w/ children
1,278
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wildwood market
$304K → $304K
Wildwood median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Wildwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 108% above the WILDWOOD 34785 median. See the full Wildwood market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 4190 COUNTY ROAD 121D — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4190 COUNTY ROAD 121D — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
4190 COUNTY ROAD 121D FAQs
What would the monthly payment be for 4190 COUNTY ROAD 121D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,733/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4190 COUNTY ROAD 121D?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4190 COUNTY ROAD 121D?+
The most recent tax bill on record (2025) was $2,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4190 COUNTY ROAD 121D?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wildwood?+
At $529,000, this home is listed about 83% above the Wildwood median of $288,875. The market section on this page shows how the area is trending.
Which schools are assigned to 4190 COUNTY ROAD 121D?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX PREMIER REALTY · James Donovan. MLS #G5116287.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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