Janet Bowlin
$599,000$625,0004 bd3 ba2,212 sqft$271 /sqft$3,809 /mo all-in ↓

105 CEDAR OAK TRAIL, LONGWOOD, FL, 32750

Active107 days on marketListed Apr 29, 2026MLS #O6403317

Reduced $26KPrivate poolSingle Family ResidenceWOODLANDS SEC 4

About this home

105 CEDAR OAK TRAIL

Back on the Market! Buyer financing last minute fell through. VA appraisal was done and approved. Second chance for you to grab this fabulous house with in-law suite. Absolutely Everything You’ve Been Looking For — in the Sought-After Woodlands Community of Longwood! This lovingly maintained home has been cherished by the same owners for 39 years and is now ready to welcome new memories. With an ideal multigenerational floor plan, in-law suite, sparkling pool with natural gas heater, and huge yard, this home truly has it all. Key Features Spacious Layout: Bright, open floor plan with flexible living spaces — perfect for entertaining or quiet family living. Gourmet Kitchen: A chef’s dream with an abundance of rich wood cabinetry featuring 42" cabinets, soft-close drawers, granite countertops and backsplash, stainless appliances featuring double ovens with convection, 5 burner gas cooktop, microwave, and ample amounts of counter space. A large window overlooks the pool, and the breakfast bar is ideal for casual meals. Comfortable Gathering Spaces: The kitchen opens to a large family room with French doors leading to a massive 30-foot screened lanai with gorgeous wood ceiling and huge paddle fans, perfect for summer barbecues and poolside relaxation. A separate dining area features elegant built-in cabinetry. Versatile Living Room: A huge formal living room (or flex space) features a gorgeous gas fireplace surrounded by beautiful stone and framed by custom shelving—ideal for a game room, home theater, or play area. Private Primary Suite: The spacious primary retreat includes French doors overlooking the pool, dual closets, and an ensuite bath with double sinks and walk-in shower. Large Bedrooms: Spacious secondary bedrooms with large closets and conveniently located near full bath with pool access. In-Law Suite: Thoughtfully designed newer addition with its own private entrance, full bath, dual sinks, walk-in shower, and a generous 23’ x 12’ living space—perfect for guests or multigenerational living. Outdoor Oasis: Enjoy the 8-foot-deep screened pool and spa with natural gas heater for year-round swimming. The 30’ x 17’ lanai has a natural gas hookup for grilling and entertaining. Despite the large pool, there’s still ample green space on your .29-acre yard for gardening. Seller added a separate Well for Irrigation System to keep your plants lush and green and watering costs low!. Bonus size indoor laundry room, extra storage closets throughout and large two car garage. Updates include: Brand-new plumbing, new electrical panels, 2020 roof, replaced windows, Kitchen update, bathroom showers retiled, pool resurfaced within last 10 years, exterior paint and freshly painted living areas. Four-point inspection available. Location & Lifestyle In the heart of Seminole County, zoned for top-rated schools and just minutes from I-4, world-famous attractions, dining, and shopping. This home blends classic character with modern comfort in one of Longwood’s most desirable neighborhoods. Come see why this home truly has everything you’ve been searching for—and more!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,212

Sqft

0.29 ac

Lot size

2

Garage

1973

Year built

One

Levels

$271

Per sqft

Private poolFireplace

Inside

FlooringCeramic Tile · Vinyl
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorIrrigation System

Community & fees

Taxes (2024)$2,305/yr

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,809 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2024 actual bill$192
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$3,809/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$192
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $599K
$443KedgeAI estimate $523,921 · range $461K$622K$647K

vs edgeAI estimate

+14.3%

$/sqft vs Longwood actives

$271 vs $236

Days on market

107 vs 32 typical

Where $271/sqft sits among the 162 Longwood actives

39
34
48 · this home
18
9
14
$146–189$189–231$231–274$274–317$317–359$359+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longwood

Map of 105 CEDAR OAK TRAIL

Drive times from this address

Downtown Orlando18 min
Universal Orlando30 min
Orlando Int’l Airport (MCO)38 min
Walt Disney World43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Longwood. See the full Longwood guide →

The numbers that matter

The Longwood market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$465K$538K

Longwood median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

86 of 162

Longwood actives have cut their price

Median sold price, Longwood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the Longwood median. See the full Longwood market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,000 $26K
Apr 29, 2026Listed at $625,000 · 107 days on market since
1973Built · WOODLANDS SEC 4

Reality check

What actually sold near 105 CEDAR OAK TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

102 AIMEE PLACESold · Sep ’25

$481,001

102 AIMEE PLACE · same community

4 bd · 3 ba · 2,172 sqft · $221/sqft · 15 DOM

131 EASTERN FORKSold · Oct ’25

$449,500

131 EASTERN FORK · same community

4 bd · 3 ba · 2,136 sqft · $210/sqft · 36 DOM

101 NICOLE LANESold · Feb ’26

$599,100

101 NICOLE LANE · same community

4 bd · 2 ba · 2,334 sqft · $257/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Janet Bowlin

Your agent

Janet Bowlin

Realtor® · CENTURY 21 Edge

Tours, negotiation, and every question about 105 CEDAR OAK TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 105 CEDAR OAK TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Janet's phone and CRM.

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Straight answers

105 CEDAR OAK TRAIL FAQs

What would the monthly payment be for 105 CEDAR OAK TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,809/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 105 CEDAR OAK TRAIL?+

The most recent tax bill on record (2024) was $2,305. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Longwood?+

At $599,000, this home is listed about 33% above the Longwood median of $449,900. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$599,000 runs 33% above the Longwood median — but at 2,212 sqft it's also 15% larger than the typical Longwood listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

107 days on market against a Longwood median of 32 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $625,000, now $599,000 — a $26K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Mindy Machock. MLS #O6403317.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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