15125 PENDIO DRIVE, MONTVERDE, FL, 34756
Active0 days on marketListed Aug 7, 2026MLS #O6431358
About this home
15125 PENDIO DRIVE
An exceptional expression of modern lakefront living, this contemporary Mediterranean residence combines timeless design with effortless luxury. Perfectly positioned along the shores of one of Bella Collina's most coveted lakes, this extraordinary estate is a masterclass in architectural elegance, exceptional craftsmanship, and seamless indoor-outdoor living. Thoughtfully designed on a single level, the home's clean linear architecture is complemented by natural stone detailing, an impressive paver motor court, and a timeless exterior that creates a lasting first impression. Inside, soaring ceilings, custom millwork, designer finishes, and retractable walls of glass fill the living spaces with natural light while framing sweeping lake views. A chef's kitchen, custom office, and luxurious bedroom suites with bespoke closets showcase meticulous attention to detail throughout. Every space has been thoughtfully designed to embrace the waterfront setting, allowing you to enjoy spectacular sunrises and captivating sunsets from both the interior and the exceptional outdoor living areas. Outside, a striking infinity-edge pool, elevated spa, expansive terrace, and fire pit create an inviting retreat for relaxing or entertaining against the backdrop of the lake. Residents enjoy Bella Collina's private lifestyle, featuring championship golf designed by Sir Nick Faldo, exceptional dining, a full-service spa, fitness center, tennis, pickleball, and an array of resort-style amenities. More than a home, this is an extraordinary opportunity to embrace one of Central Florida's most coveted luxury lifestyles.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
4,874
Sqft
1.1 ac
Lot size
4
Garage
2025
Year built
One
Levels
$696
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$21,069 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$21,069/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.5%
Days on market
0 vs 73 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bella Collina
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Montverde. See the full Montverde guide →
Bella Collina — neighborhood snapshot
Population
466
Median age
40
Median income
$137,700
Median home value
$582,400
Avg household
3
Households w/ children
64%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Montverde market
$707K → $647K
Montverde median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Montverde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 235% above the MONTVERDE 34756 median. See the full Montverde market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 15125 PENDIO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15125 PENDIO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
15125 PENDIO DRIVE FAQs
What would the monthly payment be for 15125 PENDIO DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,069/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15125 PENDIO DRIVE?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15125 PENDIO DRIVE?+
The most recent tax bill on record (2025) was $11,220. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15125 PENDIO DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Montverde?+
At $3,390,000, this home is listed about 241% above the Montverde median of $995,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15125 PENDIO DRIVE?+
Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,390,000 runs 235% above the MONTVERDE 34756 median — but at 4,874 sqft it's also 59% larger than the typical Montverde listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Montverde market that averages 73 — if it fits, move quickly.
04Strong assigned schools
Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of MS LAND & BUILDING LLC · Monica Gallo. MLS #O6431358.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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