15900 SE 92ND TERRACE, SUMMERFIELD, FL, 34491
Pending11 days on marketListed Jul 30, 2026MLS #OM729182
About this home
15900 SE 92ND TERRACE
Bring Your Boats, Classic Cars, RV, Hobbies, and Big Ideas! This block-and-stucco 3-bedroom, 2-bath home sits on a beautifully maintained 0.65-acre fully fenced property with a gated entrance, offering the space and freedom that's becoming harder to find. Step inside to a bright, split-bedroom floor plan filled with natural light. With no carpet—only easy-care vinyl tile and laminate flooring throughout—this home is designed for comfortable Florida living. The spacious living room is warm and inviting, while the primary suite features an on-suite bath with a tiled walk-in shower and linen closet. You'll also appreciate the abundance of storage with multiple closets and a dedicated laundry room. The real showstopper is outside! Whether you're a car enthusiast, woodworker, gardener, small business owner, or simply need room for all your outdoor toys, you'll love the three oversized storage buildings (approximately 15' x 36', 10' x 13', and 11' x 24'). Create the workshop you've always wanted, store your boat, organize your tools, or dedicate each building to a different hobby—the possibilities are endless! Relax with your morning coffee on the 7' x 18' screened front porch or unwind on the 12' x 16' screened lanai overlooking your spacious backyard. A two-car carport, private well and septic system, and plenty of room to park trailers or recreational vehicles add even more value. Enjoy the best of both worlds—a peaceful property with room to spread out, yet just minutes from The Villages, shopping, restaurants, medical facilities, entertainment, and everyday conveniences. If you've been searching for space, storage, and endless possibilities, this property deserves a place at the top of your list!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,638
Sqft
0.65 ac
Lot size
1989
Year built
One
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,022 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,022/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.9%
$/sqft vs Summerfield actives
$147 vs $190
Days on market
11 vs 52 typical
Where $147/sqft sits among the 346 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $256K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
169 of 346
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 15900 SE 92ND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$282,999
9270 SE 157TH PLACE · same community
3 bd · 3 ba · 1,630 sqft · $174/sqft · 3 DOM
Sold · Apr ’26$290,500
9375 SE 159TH PLACE · same community
3 bd · 2 ba · 1,557 sqft · $187/sqft · 39 DOM
Sold · Jul ’26$308,000
17283 SE 94TH COULTS CIRCLE
3 bd · 2 ba · 1,640 sqft · $188/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 15900 SE 92ND TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15900 SE 92ND TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
15900 SE 92ND TERRACE FAQs
What would the monthly payment be for 15900 SE 92ND TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,022/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15900 SE 92ND TERRACE?+
The most recent tax bill on record (2025) was $4,120. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15900 SE 92ND TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $240,000, this home is listed about 17% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 15900 SE 92ND TERRACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - SUMMERFIELD · Jonna Fussa. MLS #OM729182.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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