690 SW 165TH STREET, OCALA, FL, 34473
Active1 days on marketListed Aug 7, 2026MLS #OM729959
About this home
690 SW 165TH STREET
This well-maintained 3-bedroom, 3-bath brick home with a side-entry 2-car garage sits on nearly 7 fully fenced and gated ZONED A1 acres, offering privacy and space while remaining close to everyday conveniences. A circular driveway, extended parking area, and covered front patio welcome you home and provide the perfect spot to enjoy the mature foliage and Florida weather year-round. Inside, you'll find a separate dining area, ceramic tile flooring, and a spacious family room anchored by an oversized brick fireplace. The remodeled kitchen features granite countertops, rich wood cabinetry, stainless steel appliances, a large prep island with breakfast bar, and a deep farmhouse sink. The primary suite offers walk-in closets and an updated en-suite bath with a walk-in tub/shower, double granite vanity, and modern waterfall faucets. Two additional bedrooms and baths provide comfortable accommodations for family or guests. One of the standout features of the home is the enclosed rear patio with vinyl flooring, glass windows, and its own air conditioning, creating a comfortable year-round living space with peaceful views of the surrounding property. Enjoy the quiet feel of country living without sacrificing convenience. Located just minutes from I-75, shopping, restaurants, and popular destinations including the World Equestrian Center, this property offers the best of both worlds.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,500
Sqft
6.83 ac
Lot size
2
Garage
1980
Year built
One
Levels
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,780 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,780/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$300 vs $186
Days on market
1 vs 52 typical
Where $300/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
170 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 200% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 690 SW 165TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$340,000
17237 SW 17TH CIRCLE
4 bd · 2 ba · 2,356 sqft · $144/sqft · 47 DOM
Sold · Apr ’26$300,000
16417 SW 14TH AVENUE ROAD
3 bd · 2 ba · 2,287 sqft · $131/sqft · 28 DOM
Sold · Feb ’26$348,050
16717 SW 21ST CIRCLE
4 bd · 3 ba · 2,281 sqft · $153/sqft · 127 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 690 SW 165TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 690 SW 165TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
690 SW 165TH STREET FAQs
What would the monthly payment be for 690 SW 165TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,780/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 690 SW 165TH STREET?+
The most recent tax bill on record (2025) was $3,507. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 690 SW 165TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $749,900, this home is listed about 151% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 690 SW 165TH STREET?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TCT REALTY GROUP LLC · Alejandro Echeverri. MLS #OM729959.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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