13 LLOVERA PLACE, PALM COAST, FL, 32164
Active300 days on marketListed Oct 10, 2025MLS #S5136442
About this home
13 LLOVERA PLACE
Benefits of Living in Palm Coast, Florida ?? *Beautiful Beaches*: Palm Coast is close to stunning beaches like Cinnamon Beach and Flagler Beach, perfect for sunbathing, surfing, and beachcombing. *Outdoor Activities*: The area offers abundant recreational activities such as hiking, biking, and kayaking. Take advantage of gorgeous parks and nature trails. *Family-Friendly Community*: The area is known for its friendly atmosphere and family-oriented activities, making it a great place to be. *Proximity to I-95*: With easy access to I-95, commuting to nearby cities like Daytona Beach or St. Augustine is a breeze, making it convenient for work or leisure trips. *Mild Climate*: Enjoy a warm climate year-round, with plenty of sunny days, making outdoor living enjoyable for most of the year. *New Construction*: Your duplex is in a sought-after community with modern amenities and energy-efficient features, appealing to tenants looking for comfort and style. Highlights of Living Next to the Beach ??? *Water Sports and Activities*: Living close to the beach means easy access to activities like paddleboarding, fishing, and jet skiing. *Scenic Views and Sunsets*: Enjoy breathtaking views and picturesque sunsets every evening — a perfect way to unwind after a long day. *Community Events*: Beach locations often host local events and festivals, providing a vibrant community atmosphere and plenty of opportunities to socialize. *Casual Lifestyle*: Embrace a relaxed beach life, with opportunities to explore charming beach shops, dine at seaside restaurants, and enjoy outdoor markets. *Healthy Living*: The beach lifestyle often encourages outdoor fitness, whether it’s jogging on the beach, yoga by the ocean, or group activities in the community parks. This beautifully constructed duplex not only offers a spacious four-bedroom, two-bathroom layout but also places tenants in a prime location to enjoy the best of Florida living. With easy access to both nature and urban conveniences, it’s a perfect home for those looking to experience the Palm Coast lifestyle
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,995
Sqft
3061 ac
Lot size
2
Garage
2023
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$1 vs $222
Days on market
300 vs 50 typical
Where $1/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
185 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 13 LLOVERA PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$440,000
124 S HUMMINGBIRD PLACE
4 bd · 2 ba · 1,988 sqft · $221/sqft · 3 DOM
Sold · May ’26$399,900
14 SEA SERPENT TRAIL E
3 bd · 2 ba · 1,983 sqft · $202/sqft · 5 DOM
Sold · Feb ’26$255,000
5 SEASON PLACE
3 bd · 2 ba · 2,017 sqft · $126/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 13 LLOVERA PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13 LLOVERA PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
13 LLOVERA PLACE FAQs
What would the monthly payment be for 13 LLOVERA PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 13 LLOVERA PLACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,800, this home is listed about 100% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13 LLOVERA PLACE?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32164 market on paper
$1,800 is 99% below the PALM COAST 32164 median of $341,445, and at $1/sqft it sits under the Palm Coast average of $261.
02Time on market is leverage
300 days on market against a Palm Coast median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,900, now $1,800 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Maritza Brown. MLS #S5136442.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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