4279 HENRY J AVE, ST CLOUD, FL, 34772
Active0 days on marketListed Aug 5, 2026MLS #S5155055
About this home
4279 HENRY J AVE
Escape the ordinary and embrace the space and freedom you've been searching for! Nestled on 2.49 acres in desirable St. Cloud Manor, this beautifully renovated 4-bedroom, 2-bath home offers just under 1,900 square feet of thoughtfully updated living space with NO HOA. From the moment you arrive, you'll appreciate the extensive improvements, including a durable metal roof, new windows, new interior and exterior doors and trim, and a new HVAC system, providing peace of mind for years to come. Inside, you'll find stylish new bathrooms, a stunning kitchen featuring new cabinetry, countertops, stainless steel appliances, a beautiful backsplash, and a spacious walk-in pantry/laundry room designed for both convenience and functionality. Step outside and discover the lifestyle you've always imagined. The expansive acreage provides endless opportunities for gardening, recreation, or simply enjoying the privacy of country living. Bring your chickens, start your homestead, or create the hobby farm you've been dreaming about. A versatile storage shed offers unlimited potential as a workshop, studio, equipment storage, or additional workspace. Enjoy the best of both worlds with peaceful rural living while remaining conveniently located just 30 minutes from Orlando International Airport, world-famous theme parks, premier golf courses, shopping, dining, and Florida's beautiful beaches. Whether you're looking for room to roam, a move-in-ready home, or a place to create your own private retreat, this exceptional property delivers it all. Schedule your private showing today and experience everything this St. Cloud Manor gem has to offer!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,891
Sqft
2.48 ac
Lot size
1991
Year built
One
Levels
$312
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,728 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,728/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.4%
Days on market
0 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 4279 HENRY J AVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4279 HENRY J AVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
4279 HENRY J AVE FAQs
What would the monthly payment be for 4279 HENRY J AVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,728/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4279 HENRY J AVE?+
The most recent tax bill on record (2025) was $1,970. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4279 HENRY J AVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $589,900, this home is listed about 38% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4279 HENRY J AVE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$589,900 runs 57% above the ST CLOUD 34772 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a St Cloud market that averages 43 — if it fits, move quickly.
Listing courtesy of TIE TEAM REALTY LLC · Chris Woeste. MLS #S5155055.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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