
12510 FOREST HILLS DRIVE, TAMPA, FL, 33612
Active267 days on marketListed Nov 19, 2025MLS #TB8449618
About this home
12510 FOREST HILLS DRIVE
Virtually Staged. One or more photo(s) has been virtually staged. NOW OFFERED AT $479,900 — LAKEFRONT LIVING ON PINE LAKE! Discover a rare opportunity to own a spacious 4-bedroom, 3-bath lakefront home with over 2,900 sq. ft., 87 feet of lake frontage and a 3-car garage—all with NO HOA. Set on a .26-acre homesite, this unique property combines original 1940s character with a substantial addition completed around 2005 and offers tremendous potential to personalize and make it your own. The lake takes center stage from the moment you enter the expansive living room, where wide-open water views, exposed wood beams, a wood-burning fireplace and three sets of sliding glass doors create a dramatic connection to the outdoors. Step outside to the screened porch and wood deck overlooking Pine Lake—an inviting setting for morning coffee, entertaining, relaxing sunsets, fishing, kayaking or canoeing right from your backyard. Inside, the generous floor plan offers plenty of room to spread out. The kitchen features both gas and electric ranges, a large prep area, dishwasher and stainless-steel refrigerator and connects easily with the dining room, breakfast nook and living areas. Beautiful wood floors add warmth to the dining room, while three first-floor bedrooms and two baths provide flexibility for family, guests, a home office or multigenerational living. Upstairs, the oversized primary suite creates a private retreat with cathedral ceilings, large windows, walk-in closet, spa tub and private screened balcony overlooking the lake. Imagine beginning or ending your day surrounded by peaceful water views. Need storage? The large 3-car garage provides exceptional space, with additional yard area for trailers, a small boat or recreational toys. Three A/C systems, including two mini-splits, provide zoned comfort throughout the home. Conveniently located near Babe Zaharias Golf Course, parks, shopping and dining, with easy access to Dale Mabry Highway and I-275. Homes offering this combination of nearly 3,000 sq. ft., direct lake frontage, a 3-car garage and no HOA are hard to duplicate at this price. Bring your vision and transform this distinctive property into the lakefront home you've been waiting for. Schedule your private showing and experience the Pine Lake views for yourself! Drone video available.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,916
Sqft
0.26 ac
Lot size
3
Garage
1948
Year built
Multi/Split
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,546 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,546/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.4%
$/sqft vs TAMPAS NORTH SIDE CNTRY CL
$165 vs $289
Days on market
267 vs 43 typical
Where $165/sqft sits among the 11 homes for sale in TAMPAS NORTH SIDE CNTRY CL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Magdalene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Lake Magdalene — neighborhood snapshot
Population
31,512
Median age
43
Median income
$81,772
Median home value
$334,003
Avg household
2
Households w/ children
3,419
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
5 of 11
TAMPAS NORTH SIDE CNTRY CL have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the TAMPA 33612 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12510 FOREST HILLS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$439,900
1357 ECKLES DRIVE · same community
4 bd · 2 ba · 2,135 sqft · $206/sqft · 33 DOM
Sold · Dec ’25$495,000
1113 S PINE LAKE DRIVE · same community
3 bd · 3 ba · 2,100 sqft · $236/sqft · 4 DOM
Sold · Oct ’25$545,000
2019 N VILLAGE AVENUE · same community
3 bd · 2.5 ba · 2,066 sqft · $264/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 12510 FOREST HILLS DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12510 FOREST HILLS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
12510 FOREST HILLS DRIVE FAQs
What would the monthly payment be for 12510 FOREST HILLS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,546/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12510 FOREST HILLS DRIVE?+
The most recent tax bill on record (2024) was $4,183. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $479,900, this home is listed about 7% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12510 FOREST HILLS DRIVE?+
Buchanan Middle School (middle), Lake Magdalene Elementary School (elementary), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$479,900 runs 54% above the TAMPA 33612 median — but at 2,916 sqft it's also nearly twice the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
267 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Buchanan Middle School, Lake Magdalene Elementary School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $590,000, now $479,900 — a $110K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FIRST QUALITY PROPERTIES · Mark Cravens. MLS #TB8449618.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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