
9476 TRADEWINDS AVENUE UNIT 9476, SEMINOLE, FL, 33776
Pending92 days on marketListed May 12, 2026MLS #TB8507101
About this home
9476 TRADEWINDS AVENUE UNIT 9476
WATERFRONT with Deeded Boat Slip! ASSUMABLE 3.37% VA LOAN available for eligible VA BUYERS... Enjoy 22.7 feet of deeded seawall, and low HOA fees of just $360/month! Peaceful waterfront living at its finest in highly sought-after Catalina Cove. Relax and unwind as manatees and dolphins play just beyond your own front yard, creating a truly exceptional coastal lifestyle! This updated, move-in ready three-bedroom, two-and-a-half-bath private end unit townhouse offers the perfect blend of comfort, style and coastal convenience. Ideally located near Gulf beaches with easy access to the Intercoastal Waterway, this exceptional property includes an updated deeded boat slip, making it effortless to embrace the Florida waterfront lifestyle! Enjoy paddleboarding, kayaking, jet skiing, or simply cruising the waterways right from your front yard. The open-concept floor plan is designed for entertaining, featuring spacious living area, seamless indoor-outdoor flow, and a charming wood-burning fireplace that creates warmth and character. Residents of this pet-friendly community may enjoy two pets (up to 50 lbs each), along with resort-style amenities including a heated/chilled inground pool, and tennis/pickleball court. Deeded carport included steps away from your front door, and ample guest parking for visitors. Enjoy peace of mind with major updates already completed, including a new roof in 2022, updated electrical panel 2022, all new impact windows and doors 2024, HVAC system replaced in 2023, updated plumbing 2025, a new electric hot water heater replaced in 2025, and updated dock and lift in 2021. The low monthly maintenance fee of just $360 covers water, sewer, trash, tennis court, pool, grounds maintenance, and more, making this waterfront gem as practical as it is desirable!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,839
Sqft
0.1 ac
Lot size
1981
Year built
Two
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,409 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,409/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Seminole actives
$245 vs $252
Days on market
92 vs 45 typical
Where $245/sqft sits among the 290 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Clearwater Cove — neighborhood snapshot
Population
78
Median age
60
Median income
$87,375
Median home value
$433,200
Avg household
2
Households w/ children
6%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
167 of 290
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 9476 TRADEWINDS AVENUE UNIT 9476
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$319,000
14519 CATALINA CIRCLE · same community
2 bd · 2 ba · 1,564 sqft · $204/sqft · 141 DOM
Sold · Feb ’26$380,000
9386 TRADEWINDS AVENUE · same community
2 bd · 2 ba · 1,440 sqft · $264/sqft · 57 DOM
Sold · Sep ’25$412,500
9446 TRADEWINDS AVENUE · same community
2 bd · 2 ba · 1,440 sqft · $286/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 9476 TRADEWINDS AVENUE UNIT 9476 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9476 TRADEWINDS AVENUE UNIT 9476 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
9476 TRADEWINDS AVENUE UNIT 9476 FAQs
What would the monthly payment be for 9476 TRADEWINDS AVENUE UNIT 9476?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,409/mo — principal and interest, the actual property-tax bill, the $360/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9476 TRADEWINDS AVENUE UNIT 9476?+
The association fee works out to $360 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9476 TRADEWINDS AVENUE UNIT 9476?+
The most recent tax bill on record (2025) was $494. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9476 TRADEWINDS AVENUE UNIT 9476?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $450,000, this home is listed about 17% above the Seminole median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9476 TRADEWINDS AVENUE UNIT 9476?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SEMINOLE 33776 market on paper
$450,000 is 10% below the SEMINOLE 33776 median of $499,999, and at $245/sqft it sits under the Seminole average of $254.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
92 days on market against a Seminole median of 45 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $495,500, now $450,000 — a $46K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Barbara Strickland. MLS #TB8507101.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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