Janet Bowlin
Pending
$450,000$495,5003 bd2.5 ba1,839 sqft$245 /sqft$3,409 /mo all-in ↓

9476 TRADEWINDS AVENUE UNIT 9476, SEMINOLE, FL, 33776

Pending92 days on marketListed May 12, 2026MLS #TB8507101

Priced 10% below the SEMINOLE 33776 medianReduced $46KWaterfrontPrivate poolTownhouseCLEARWATER COVE

About this home

9476 TRADEWINDS AVENUE UNIT 9476

WATERFRONT with Deeded Boat Slip! ASSUMABLE 3.37% VA LOAN available for eligible VA BUYERS... Enjoy 22.7 feet of deeded seawall, and low HOA fees of just $360/month! Peaceful waterfront living at its finest in highly sought-after Catalina Cove. Relax and unwind as manatees and dolphins play just beyond your own front yard, creating a truly exceptional coastal lifestyle! This updated, move-in ready three-bedroom, two-and-a-half-bath private end unit townhouse offers the perfect blend of comfort, style and coastal convenience. Ideally located near Gulf beaches with easy access to the Intercoastal Waterway, this exceptional property includes an updated deeded boat slip, making it effortless to embrace the Florida waterfront lifestyle! Enjoy paddleboarding, kayaking, jet skiing, or simply cruising the waterways right from your front yard. The open-concept floor plan is designed for entertaining, featuring spacious living area, seamless indoor-outdoor flow, and a charming wood-burning fireplace that creates warmth and character. Residents of this pet-friendly community may enjoy two pets (up to 50 lbs each), along with resort-style amenities including a heated/chilled inground pool, and tennis/pickleball court. Deeded carport included steps away from your front door, and ample guest parking for visitors. Enjoy peace of mind with major updates already completed, including a new roof in 2022, updated electrical panel 2022, all new impact windows and doors 2024, HVAC system replaced in 2023, updated plumbing 2025, a new electric hot water heater replaced in 2025, and updated dock and lift in 2021. The low monthly maintenance fee of just $360 covers water, sewer, trash, tennis court, pool, grounds maintenance, and more, making this waterfront gem as practical as it is desirable!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,839

Sqft

0.1 ac

Lot size

1981

Year built

Two

Levels

$245

Per sqft

Private poolWaterfrontFireplacePets allowed

Inside

FlooringPorcelain Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesWest
ExteriorIrrigation System · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

HOA fee$360/mo
Taxes (2025)$494/yr
PetsYes
CommunityIrrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,409 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$41
HOA fee — from the listing$360
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,409/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$41
HOA / condo fee$360
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Seminole actives

$245 vs $252

Days on market

92 vs 45 typical

Where $245/sqft sits among the 290 Seminole actives

59
44
50 · this home
49
42
46
$99–152$152–205$205–258$258–311$311–364$364+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater Cove

Map of 9476 TRADEWINDS AVENUE UNIT 9476 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Clearwater Cove — neighborhood snapshot

Population

78

Median age

60

Median income

$87,375

Median home value

$433,200

Avg household

2

Households w/ children

6%

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller3.1 months of inventoryBuyer’s market

$405K$450K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

167 of 290

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the SEMINOLE 33776 median. See the full Seminole market guide →

Paper trail

This home's history

CurrentPrice reduced to $450,000 $46K
May 12, 2026Listed at $495,500 · 92 days on market since
1981Built · CLEARWATER COVE

Reality check

What actually sold near 9476 TRADEWINDS AVENUE UNIT 9476

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14519 CATALINA CIRCLESold · Oct ’25

$319,000

14519 CATALINA CIRCLE · same community

2 bd · 2 ba · 1,564 sqft · $204/sqft · 141 DOM

9386 TRADEWINDS AVENUESold · Feb ’26

$380,000

9386 TRADEWINDS AVENUE · same community

2 bd · 2 ba · 1,440 sqft · $264/sqft · 57 DOM

9446 TRADEWINDS AVENUESold · Sep ’25

$412,500

9446 TRADEWINDS AVENUE · same community

2 bd · 2 ba · 1,440 sqft · $286/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Janet Bowlin

Your agent

Janet Bowlin

Realtor® · CENTURY 21 Edge

Tours, negotiation, and every question about 9476 TRADEWINDS AVENUE UNIT 9476 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9476 TRADEWINDS AVENUE UNIT 9476 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Janet's phone and CRM.

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Straight answers

9476 TRADEWINDS AVENUE UNIT 9476 FAQs

What would the monthly payment be for 9476 TRADEWINDS AVENUE UNIT 9476?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,409/mo — principal and interest, the actual property-tax bill, the $360/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9476 TRADEWINDS AVENUE UNIT 9476?+

The association fee works out to $360 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9476 TRADEWINDS AVENUE UNIT 9476?+

The most recent tax bill on record (2025) was $494. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9476 TRADEWINDS AVENUE UNIT 9476?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $450,000, this home is listed about 17% above the Seminole median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9476 TRADEWINDS AVENUE UNIT 9476?+

Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the SEMINOLE 33776 market on paper

$450,000 is 10% below the SEMINOLE 33776 median of $499,999, and at $245/sqft it sits under the Seminole average of $254.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

92 days on market against a Seminole median of 45 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $495,500, now $450,000 — a $46K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Barbara Strickland. MLS #TB8507101.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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