692 JESSANDA CIRCLE, LAKELAND, FL, 33813
Active39 days on marketListed Jun 26, 2026MLS #TB8523362
About this home
692 JESSANDA CIRCLE
From the moment you arrive, you'll appreciate the pride of ownership and inviting curb appeal that make this home stand out. Nestled in the highly sought-after Scott Lake area of South Lakeland and served by highly regarded schools, this beautifully maintained home offers the perfect blend of comfort, convenience, and lifestyle. Step inside to soaring vaulted ceilings and a spacious split-bedroom floor plan offering 1,659 heated square feet of comfortable living space, including separate living, dining, and family rooms designed for both everyday living and entertaining. The kitchen features abundant cabinet and counter space, beautiful custom cabinetry, granite countertops, a convenient breakfast bar, and a cozy breakfast nook, creating the perfect gathering place for meals and conversation. The private primary suite offers a walk-in closet, double vanity, and walk-in shower for added comfort and convenience. Custom cabinetry and granite countertops in the bathrooms add an upgraded touch throughout the home. Enjoy Florida living year-round from the covered lanai overlooking the screened-in pool and spa. Whether you're cooling off with a swim, relaxing in the hot tub, or hosting friends and family, this outdoor space is designed to be enjoyed. The fully fenced PVC backyard provides exceptional privacy and plenty of room for outdoor activities. Major updates provide peace of mind, including a newer roof with transferable warranty, newer air conditioning system, updated pool screen enclosure, and a hot tub that is only four years old. Additional improvements include quality GE kitchen appliances, luxury laminate flooring throughout most of the home, upgraded front entry doors, decorative trim work, updated lighting, interior paint, and exterior paint completed approximately five years ago. Located within a quiet gated community close to shopping, dining, parks, recreation, medical facilities, and major transportation routes, this move-in ready home combines comfort, privacy, and value in one of South Lakeland's most desirable locations. Enjoy the convenience of nearby access to the Polk Parkway, providing an easy commute throughout Central Florida and quick
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,659
Sqft
0.24 ac
Lot size
2
Garage
1996
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,726 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,726/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.8%
Days on market
39 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 692 JESSANDA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 692 JESSANDA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
692 JESSANDA CIRCLE FAQs
What would the monthly payment be for 692 JESSANDA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,726/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 692 JESSANDA CIRCLE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 692 JESSANDA CIRCLE?+
The most recent tax bill on record (2025) was $1,609. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 692 JESSANDA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $379,000, this home is listed about 11% above the Lakeland median of $341,850. The market section on this page shows how the area is trending.
Which schools are assigned to 692 JESSANDA CIRCLE?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX REALTY UNLIMITED · Nathan Kalk. MLS #TB8523362.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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