3610 SAMMY COURT, PALM HARBOR, FL, 34684
Active12 days on marketListed Jul 30, 2026MLS #TB8534121
About this home
3610 SAMMY COURT
Step inside this charming 2 bedroom, 1 bathroom home and feel right at ease. Tile flooring flows throughout the main living areas, giving the space a clean, cohesive feel. Just off the living room, sliding glass doors open to a private back patio, ideal for morning coffee or evening unwinding. The kitchen is bright and functional, offering plenty of white cabinet storage, a tiled backsplash, and updated appliances including a dishwasher. The bathroom has been tastefully refreshed with contemporary tile, a stylish vanity, and a full tub shower combo. Rounding out the home is a one car garage complete with an EV charger, a great bonus for electric vehicle owners. Enjoy nearby Wall Springs Park and John Chesnut Sr. Park for outdoor recreation, or take a short drive to the shops, restaurants, and entertainment at Innisbrook Resort and the Trinity area. With quick access to US 19 and the Suncoast Trail, commuting to Tampa, Clearwater, and St. Petersburg is a breeze, making this a fantastic location for anyone wanting the Florida lifestyle without sacrificing convenience.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
797
Sqft
0.12 ac
Lot size
1
Garage
1985
Year built
One
Levels
$332
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+54.8%
$/sqft vs Palm Harbor actives
$332 vs $260
Days on market
12 vs 50 typical
Where $332/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake St. George
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Lake St. George — neighborhood snapshot
Population
1,834
Median age
41
Median income
$88,602
Median home value
$343,033
Avg household
3
Households w/ children
251
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
231 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3610 SAMMY COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$239,500
3612 GLENMAC COURT · same community
3 bd · 1 ba · 995 sqft · $241/sqft · 50 DOM
Sold · Mar ’26$296,000
3607 JOHNSON COURT · same community
3 bd · 2 ba · 1,114 sqft · $266/sqft · 8 DOM
Sold · Nov ’25$335,000
3629 KATHY COURT · same community
2 bd · 2 ba · 1,155 sqft · $290/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 3610 SAMMY COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3610 SAMMY COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
3610 SAMMY COURT FAQs
What would the monthly payment be for 3610 SAMMY COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,170/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3610 SAMMY COURT?+
The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3610 SAMMY COURT?+
The most recent tax bill on record (2025) was $3,897. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3610 SAMMY COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $264,900, this home is listed about 30% below the Palm Harbor median of $377,945. The market section on this page shows how the area is trending.
Which schools are assigned to 3610 SAMMY COURT?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S TRUST REALTY · Michelle Chamo. MLS #TB8534121.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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