2390 GUN FLINT TRAIL, PALM HARBOR, FL, 34683
Active3 days on marketListed Aug 5, 2026MLS #TB8535225
About this home
2390 GUN FLINT TRAIL
Welcome to Fox Lake, one of Palm Harbor’s most desirable gated communities! Tucked away in a peaceful courtyard setting, this beautifully maintained 2-bedroom, 2-bath villa offers soaring vaulted ceilings, an inviting open layout, and the Florida lifestyle you’ve been looking for. A designated parking space is conveniently located directly in front of the courtyard, making coming and going a breeze. A charming walkway leads to your private entrance and step inside to a spacious great room with French doors leading to the screened lanai, creating a seamless indoor-outdoor living space. The kitchen offers ample cabinetry, generous counter space, and a breakfast bar overlooking the main living area. Unlike many attached villas, this home shares only a partial wall, offering additional privacy. Both bedrooms are spacious and thoughtfully positioned. The primary suite features a private bathroom with a walk-in shower. The secondary bedroom offers dual closets and is conveniently located near the full guest bathroom with a tub. Major updates include a 2017 roof, 2019 HVAC, whole-home water softener, and LeafGuard gutter protection, providing added value and peace of mind. Located in Flood Zone X (no flood insurance required), Fox Lake offers resort-style amenities including a heated pool, clubhouse, fitness center, tennis, pickleball, basketball courts, playground, and scenic walking paths. Low HOA dues of just $414 a month include cable, internet, water, sewer, trash, exterior pest prevention, landscaping, exterior painting, pressure washing, and gated security. Zoned for A-rated schools, Sutherland Elementary, Palm Harbor Middle, and Palm Harbor University High School. Enjoy the Florida lifestyle with convenient access to US Highway 19 and Belcher Road, putting award-winning Gulf beaches, Honeymoon Island, The Pinellas Trail, Downtown Dunedin, Tarpon Springs Sponge Docks, Safety Harbor, Clearwater Beach, St. Pete Beach, Downtown St. Petersburg, Tampa's Hyde Park Village, Water Street, Raymond James Stadium, Benchmark International Arena, Port Tampa Bay, and the Tampa International Airport, all within easy reach. Florida's natural springs, including Weeki Wachee, make for an unforgettable day trip. Whether you’re looking for a full-time home, seasonal getaway, or an investment property, Fox Lake offers outstanding rental flexibility making this an exceptional opportunity in one of Palm Harbor’s most desirable gated communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,129
Sqft
0.05 ac
Lot size
1993
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,250 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,250/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.7%
$/sqft vs Palm Harbor actives
$221 vs $262
Days on market
3 vs 47 typical
Where $221/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fox Chase
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Fox Chase — neighborhood snapshot
Population
1,908
Median age
36
Median income
$43,983
Median home value
$197,824
Avg household
2
Households w/ children
479
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
227 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2390 GUN FLINT TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$415,000
1479 INDIANA AVENUE
3 bd · 2 ba · 1,107 sqft · $375/sqft · 6 DOM
Sold · Dec ’25$405,000
1300 14TH STREET
3 bd · 2 ba · 1,153 sqft · $351/sqft · 0 DOM
Sold · Mar ’26$290,000
1170 ROYAL BOULEVARD
2 bd · 2 ba · 1,100 sqft · $264/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 2390 GUN FLINT TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2390 GUN FLINT TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
2390 GUN FLINT TRAIL FAQs
What would the monthly payment be for 2390 GUN FLINT TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,250/mo — principal and interest, the actual property-tax bill, the $330/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2390 GUN FLINT TRAIL?+
The association fee works out to $330 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2390 GUN FLINT TRAIL?+
The most recent tax bill on record (2025) was $2,138. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2390 GUN FLINT TRAIL?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $250,000, this home is listed about 34% below the Palm Harbor median of $379,945. The market section on this page shows how the area is trending.
Which schools are assigned to 2390 GUN FLINT TRAIL?+
Sutherland Elementary School (elementary), Palm Harbor University High (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34683 market on paper
$250,000 is 37% below the PALM HARBOR 34683 median of $394,500, and at $221/sqft it sits under the Palm Harbor average of $272.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Palm Harbor market that averages 47 — if it fits, move quickly.
04Strong assigned schools
Sutherland Elementary School, Palm Harbor University High, Palm Harbor Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Kelly Burja. MLS #TB8535225.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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