3565 MALAGROTTA CIRCLE, CAPE CORAL, FL, 33909
Active1 days on marketListed Aug 7, 2026MLS #TB8536947
About this home
3565 MALAGROTTA CIRCLE
LAKEFRONT LIVING, GENEROUS SPACE AND RESORT STYLE AMENITIES IN BELLA VIDA. Welcome to this impressive two story home offering a spacious and flexible layout designed for comfortable everyday living and effortless entertaining. A grand double door entry opens to a bright living area with soaring ceilings, oversized windows, abundant natural light and an elegant staircase that adds warmth and character. The well appointed kitchen features rich wood cabinetry, granite countertops, stainless steel appliances, a center island, built in wine storage, extensive cabinet and counter space and a large breakfast bar that keeps the kitchen connected to the surrounding dining and living areas. Sliding glass doors lead to an expansive brick paver patio with a covered seating area, lush tropical landscaping and peaceful lake views, creating a private outdoor retreat perfect for morning coffee, evening gatherings or simply enjoying the Florida sunshine. The spacious primary suite overlooks the water and includes generous closet space and an en suite bathroom with dual vanity areas, a soaking tub and a separate tiled shower. Additional bedrooms provide comfortable accommodations for family or guests, while a private office or den offers the ideal space for working from home. Upstairs, an oversized loft creates even more room for a media area, game room, secondary living space or guest retreat. Additional highlights include tile flooring throughout the main living areas, wood look flooring in the primary suite and loft, an interior laundry room with built in cabinetry and a two car garage. Bella Vida offers an exceptional community lifestyle with a resort style pool, clubhouse, fitness center, tennis and pickleball courts, basketball courts, playgrounds, gathering spaces and beautifully maintained outdoor areas. With generous indoor and outdoor living space, tranquil waterfront views and an incredible collection of amenities, this home offers the space, setting and lifestyle you have been waiting for.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,290
Sqft
0.17 ac
Lot size
3
Garage
2006
Year built
Two
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,449 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,449/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Bella Vida, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Cape Coral rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Bella Vida
Bella Vida is a short-term-rental community. See the full guide →
Bella Vida — neighborhood snapshot
Population
967
Median age
50
Median income
$81,827
Median home value
$378,300
Avg household
3
Households w/ children
77%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 421% above the CAPE CORAL 33909 median. See the full Cape Coral market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Janet Bowlin
Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 3565 MALAGROTTA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3565 MALAGROTTA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Janet's phone and CRM.
Straight answers
3565 MALAGROTTA CIRCLE FAQs
What would the monthly payment be for 3565 MALAGROTTA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,449/mo — principal and interest, the actual property-tax bill, the $377/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3565 MALAGROTTA CIRCLE?+
The association fee works out to $377 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3565 MALAGROTTA CIRCLE?+
The most recent tax bill on record (2025) was $7,228. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3565 MALAGROTTA CIRCLE be rented short-term?+
Yes — this home sits inside Bella Vida, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3565 MALAGROTTA CIRCLE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $365,000, this home is listed about 17% below the Cape Coral median of $441,200. The market section on this page shows how the area is trending.
Which schools are assigned to 3565 MALAGROTTA CIRCLE?+
Island Coast High School (high), Dr Carrie D Robinson Littleton Elementary School (elementary), Diplomat Elementary School (elementary), Diplomat Middle School (middle), Tropic Isles Elementary School (elementary), North Fort Myers High School (high), Hancock Creek Elementary School (elementary), Caloosa Middle School (middle), Caloosa Elementary School (elementary), Mariner High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$365,000 runs 421% above the CAPE CORAL 33909 median — but at 2,290 sqft it's also 26% larger than the typical Cape Coral listing.
02Zoned for nightly rentals
Bella Vida is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Only 1 day on market in a Cape Coral market that averages 50 — if it fits, move quickly.
04Strong assigned schools
Island Coast High School, Dr Carrie D Robinson Littleton Elementary School, Diplomat Elementary School, Diplomat Middle School, Tropic Isles Elementary School, North Fort Myers High School, Hancock Creek Elementary School, Caloosa Middle School, Caloosa Elementary School, Mariner High School — Diplomat Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of THE KEYES COMPANY · Tiffany Packard. MLS #TB8536947.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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