Janet Bowlin
$3,7003 bd3 ba2,008 sqft$2 /sqft$187 /mo all-in ↓

1108 DOCKSIDE DRIVE, LUTZ, FL, 33559

Active2 days on marketListed Aug 12, 2026MLS #TB8537189

Priced 99% below the LUTZ 33559 medianPrivate poolSingle Family ResidenceTURTLE LAKES

About this home

1108 DOCKSIDE DRIVE

Welcome to this extensively updated single-story pool paradise on a premier, oversized corner lot in the heart of Lutz. Boasting 2,008 square feet of immaculate living space, this residence reveals a rare layout optimized for a remote work-from-home lifestyle, frequent travelers, or flexible living arrangements. This versatile floor plan features two complete primary suites plus a separate double pocket-door flex room with a built-in window seat—perfect for a fourth bedroom, playroom, or a quiet office. With a new roof (2024), replaced A/C system (2022), and new energy-efficient windows (2026), this turn-key masterpiece offers total peace of mind and lock-and-go convenience. The primary suites are designed for relaxation and privacy. One expansive suite features private sliding glass doors opening directly onto the pool deck alongside a beautifully renovated en-suite bathroom (2026). The second massive retreat features a spacious walk-in closet, dedicated en-suite bath, and convenient interior access directly from the garage for unmatched layout flexibility. The primary flooring has also been updated with newly installed luxury vinyl plank (LVP) flooring (2025). The welcoming open-concept family room features vaulted ceilings paired with a cozy decorative fireplace, durable tile flooring, and expansive double sliding doors framing views of your private backyard oasis. The kitchen is efficiently laid out with updated cabinetry (2022), solid granite countertops, a functional dry bar, a bright breakfast nook with a bay window, and a brand-new refrigerator (2026) and microwave (2026). The home also features a full interior repaint (2026), a serviced water softener system (2025), a dedicated laundry room equipped with a utility sink and a brand-new washer and dryer (2026), and an installed security system available for optional tenant activation. Step outside into a private, fully screened lanai boasting an expansive pavered deck and brand-new patio mesh (2025). An immaculate, crystal-clear in-ground saltwater gunite pool awaits on an expansive 0.27-acre lot, fully secured by a new vinyl privacy fence (2025). While most local pool homes lack yard space, this unique lot features an exceptionally large, sprawling grassy yard perfect for outdoor entertainment. The fence features a custom lowered portion that opens up a pleasant view toward the neighboring lake while keeping the yard secure. The property is surrounded by majestic oak trees, and a maintenance-free lifestyle is provided with landscaping, pool care, and complete pest control services all included in the rent. Residents will love the location and community amenities, with the county-maintained Turtle Lakes Community Park located right in the subdivision, featuring outdoor tennis courts, a basketball court, a massive open field perfect for recreational sports like football or baseball, and designated community pond access for fishing. The location itself is truly excellent, conveniently situated between County Line Road and SR 54 with immediate access to US 41, I-75, and I-275. You will be just minutes from local daycares, public schools, churches, parks, and the modern Livingston Marketplace plaza featuring the neighborhood Publix Super Market. This vibrant area places you moments from premium regional shopping, dining, and entertainment at the Tampa Premium Outlets, Wiregrass, New Tampa, and USF.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,008

Sqft

0.27 ac

Lot size

3

Garage

1987

Year built

One

Levels

$2

Per sqft

Private poolFireplacePool & Trees/Woods & Water viewPets allowed

Inside

FlooringCeramic Tile · Laminate · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Electric

Outside & construction

ViewPool · Trees/Woods · Water
FacesWest
ParkingDriveway · Garage Door Opener · Guest · Off Street · Workshop in Garage
ExteriorSidewalk · Sliding Doors

Community & fees

PetsBreed Restrictions, Monthly Pet Fee, Number Limit, Size Limit, Yes
CommunityPark · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Public · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$187 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$22
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $130Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $130
Interest rate6.00%
Loan term

Estimated payment

$187/mo

Principal & interest$22
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lutz actives

$2 vs $240

Days on market

2 vs 43 typical

Where $2/sqft sits among the 273 Lutz actives

0 · this home
3
88
121
35
26
$2–74$74–145$145–217$217–289$289–361$361+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 1108 DOCKSIDE DRIVE

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33559 — neighborhood snapshot

Population

19,147

Median age

32.1

Median income

$78,264

Median home value

$343,700

Avg household

2.65

Households w/ children

2,034

For the school run

Hillsborough County School District

ElementaryManiscalco K-8 School★★★★
HighFreedom High School★★★★
MiddleLiberty Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$541K$512K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

155 of 273

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the LUTZ 33559 median. See the full Lutz market guide →

Paper trail

This home's history

Aug 12, 2026Listed at $3,700 · 2 days on market since
1987Built · TURTLE LAKES

Reality check

What actually sold near 1108 DOCKSIDE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1509 FOGGY RIDGE PARKWAYSold · Aug ’26

$381,000

1509 FOGGY RIDGE PARKWAY · same community

5 bd · 3 ba · 2,097 sqft · $182/sqft · 67 DOM

24204 HAMPTON PLACESold · Aug ’26

$500,000

24204 HAMPTON PLACE · same community

3 bd · 2 ba · 1,821 sqft · $275/sqft · 2 DOM

23907 LAKE BARK COURTSold · Jul ’26

$394,900

23907 LAKE BARK COURT · same community

4 bd · 2.5 ba · 1,806 sqft · $219/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Janet Bowlin

Your agent

Janet Bowlin

Realtor® · CENTURY 21 Edge

Tours, negotiation, and every question about 1108 DOCKSIDE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1108 DOCKSIDE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Janet's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to Janet’s phone and CRM.

Straight answers

1108 DOCKSIDE DRIVE FAQs

What would the monthly payment be for 1108 DOCKSIDE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $187/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1108 DOCKSIDE DRIVE?+

The listing reports pets: Breed Restrictions, Monthly Pet Fee, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $3,700, this home is listed about 99% below the Lutz median of $485,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1108 DOCKSIDE DRIVE?+

Maniscalco K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LUTZ 33559 market on paper

$3,700 is 99% below the LUTZ 33559 median of $417,500, and at $2/sqft it sits under the Lutz average of $265.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 2 days on market in a Lutz market that averages 43 — if it fits, move quickly.

04Strong assigned schools

Maniscalco K-8 School, Freedom High School, Liberty Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Maniscalco K-8 School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of TAMPA4U.COM REALTY,LLC · Alex Ciumasu. MLS #TB8537189.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Lutz homes, in your inbox

Like 1108 DOCKSIDE DRIVE but not quite? A daily digest of every new listing in Lutz — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Janet to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 15, 2026 at 3:37 AM UTC. The listing information on this page last changed on August 15, 2026 at 3:37 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 15, 2026 at 3:37 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 15, 2026 at 3:37 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.